In this way, just honestly:
annualcreditreport.com – official site for acquiring your credit reports – go here first
Experian.com – Equifax.com – TransUnion.com; contact เครดิตฟรี if necessary
Alright, I’ve accepted my credit reports via the post office or I’ve gotten to them on the web – what’s the deal?
Stage 2: Reviewing Your Credit Reports for Accuracy
When you accept your reports you should audit them for exactness. Check every one cautiously. There are a few areas you should survey and every one contains significant data about you which will be checked by businesses, landowners, service organizations, your wireless supplier and obviously, expected banks and others. Credit reports from the three offices each look marginally changed, yet are for the most part made out of areas like these:
Individual Profile: This part contains your own data, like your lawful name, your current and past addresses, your work history and your introduction to the world date.
Credit Summary: A depiction of your credit, including the number of records have been opened in your name and their absolute equilibrium. Detailed misconducts will be recorded here too.
Freely available reports: The chances are that you probably don’t have any openly available reports recorded on your report, however they are normal. Mix-ups around here of your report are additionally genuinely normal and should be questioned right away. This sort of data incorporates chapter 11, charge lien, court records, decisions and kid support.
Credit Inquiries: Any organization you have allowed to survey your credit record (called a hard request) will be recorded here for a very long time. Multiple requests recorded in this part can bring down your FICO assessment. On the off chance that you see organizations recorded in this part that you have not approved to pull your credit, then, at that point they should be eliminated. On the off chance that you actually check your own acknowledge, (for example, through a paid supplier or credit observing assistance like referred to over) your financial assessment won’t be influenced. This sort of request is known a delicate request. Normal postings in this segment incorporate banks, and potential or previous businesses and landowners.
Record History: This is the particular record data for all records opened in your name which are accounted for to a credit announcing office. This data can be positive or negative, and altogether biggestly affects your credit score.